Financial problems run rampant these days so it’s never too early to teach kids about money.

Since I love to infuse a bit of personal finance education into everything I do, I love buying all kids gifts that help them learn about money!

It doesn’t sound like the most fun gift for a child, but there are personal finance gifts for kids are fun as well as educational. I know as an adult I wish I had someone teach me more about money!

Here are a few Christmas gift ideas for kids about money and personal finance.

Dave Ramsey’s Kids Products

The Ramsey solutions team has a number of well designed items designed to teach kids about money. These range from books to full kits with instructional and hands-on activities.

Financial Peace Junior Kit: Teaching Kids How to Win With Money

Financial Peace Junior was designed to help parents teach kids about money. They packed it full of tools, resources and step-by-step instructions for parents. It’s a gift for kids and parents alike when it comes to personal finance education.

Junior’s Adventures: Storytime Book Set

Ramsey’s books follow Junior through adventures that teach your kids how to handle their money now. The set of books is a fun read for kids but filled with important financial wisdom.

Money Board Games For Kids

Games are a great way to teach kids about money in a fun way. There are many games out there that will teach kids about earning, saving, and investing. Any game that lets children start a company, run a business, or develop power and wealth offers a good lesson in finance. Just make sure you play too and share the knowledge they need to learn and compete!

Monopoly Board Game

The classic board game Monopoly teaches children about using money to buy and invest in property. It also shows them that overspending can lead to being in a vulnerable position where everything comes tumbling down. There are all sorts of custom versions of Monopoly now so this game is always a popular choice.

The Game of Life Board Game

The Game of Life teaches kids about expenses they will incur in their lifetime. From college to retirement they learn that things come at a cost.

Pay Day Board Game

The game Pay Day will teach your kids about earning income, paying bills, and dealing with expenses. It’s a great free lesson in how to handle unexpected expenses later in life.

Stock Ticker Board Game

The game Stock Ticker is less well known but teaches kids about buying and selling stocks. It shows children how doing this leads a person to have more money than everyone else and win the game.

Books About Money

Most children love story time and enjoy getting new books to enjoy. Books are educational and many cover the topic of money in a way that makes sense to kids.

Curious George Saves His Pennies

Curious George is a classic character through many generations. I love this book Curious George Saves His Pennies. It’s a great way to introduce the concept of saving to children with a fun character.

One Cent, Two Cents, Old Cent, New Cent: All About Money

This Dr. Seuss like book One Cent, Two Cents, Old Cent, New Cent is a great way to introduce money concepts to children. Great book for young children especially.

The Berenstain Bears’ Dollars and Sense

Growing up I loved all the Berenstain Bears books including this book, The Berenstain Bears’ Dollars and Sense. This book is super fun with tear-out checks that makes it more interactive.

The Coin Counting Book

The Coin Counting Book teaches children about the value of each of the coins in circulation. It’s a great introduction for young children to real money and what it stands for when spending. It also includes a section about the two choices you have with money – spending or saving.

Audible Membership

If you have an older child or teen, consider giving them personal finance books for adults or an audible membership where they can listen to books. Older kids who might not be readers will listen to books and can take in the information about money via audio book.

Piggy Bank

 

A fun piggy bank is a great way to introduce the concept of saving to a child. It’s also a fun gift that can double as room decor or even a toy.

For the tiny ones, you can get this laugh and learn piggy bank that teaches the concept of savings and for older kids you can get a Money Savvy Pig piggy bank for saving allowances.

Check out more cool piggy banks here. They make a fantastic baby shower gift!

Investments

Chances are you are already saving for your child, whether it’s a specific 529 college account or just a savings account. But giving them an investment in a company they know like Disney is a great way to teach them about investing.

You can get a framed shareholder’s certificate they can keep which will let them feel proud to own one of their favorite companies.

Charity Donation

Christmas is a great time to teach kids about giving. You can do this through giving the gift of a charitable donation in their name.

This will require explanation about how giving to people less fortunate helps them live a better life and makes you feel good.

It’s great to teach kids about this early so they develop a heart of giving, a huge part of living a well-rounded and healthy financial life.

The Gift Of Time

The best gift you can give kids to help them learn about money is your time.

Talking to them and guiding them through money decisions is crucial to setting them up for success later in life.

You will be doing them a favor in the long run by teaching them the concept of money management early in life.