Turns out being obese screws me in more ways than I thought.
What am I talking about? I’m talking about my inability to get private health insurance because my BMI says I am obese.
This “pre-existing health condition” prevents me from getting private health insurance, which I now need since I’m part time at work and do not have health insurance.
Damn, thats bad news.
It doesn’t seem to matter that I work out at least 3 times a week and have done so for about four years (with the occasional week of skipping).
It doesn’t seem to matter that I eat healthier than most of the people I know.
It doesn’t seem to matter that I have no health conditions. I dont have high blood pressure, I dont’ have high cholesterol, I don’t have diabetes. I don’t have any of these things. I am actaully pretty healthy even if still very overweight (Still less than my highest weight ever).
None of these things matter to the health insurance company. To them I am just one big risk. Whether I’m losing weight or gaining it doesn’t matter – I’m not insurable.
Here is what Golden Rule said when they rejected me:
“We are unable to provide health coverage because your height and weight do not meet our guidelines.”
THATS IT. They might as well have said, “We don’t insure fat people.” That would have worked too.
Its not even like I was expecting normal health insurance. I know my weight is too high and was prepared to pay more for insurance. Its not like I didn’t want to pay for it. But I was completely rejected for coverage. Ouch.
So now I am left to myself – uninsurable because I weight too much. Just hope I don’t get hurt before I either lose a ton of weight or get a full time job with health insurance, because that would suck.