Last year my biggest achievement was finally paying off my student loans and becoming completely debt free.

I’m not a financial expert and I’m not rich, but I did pay off almost $30K in credit card and student loan debt. That took work and self-education and discipline. The results were worth it though – being debt free is a freeing feeling!

Today I want to point you guys toward a FREE tool I used to help pay off debt toward the end when I also had other goals like saving for other goals: ReadyForZero.

What Is ReadyForZero?

ReadyForZero offers free online tools designed to help people pay off debt faster. ReadyForZero’s award-winning basic online plan is free and lets you link your accounts and get a plan for managing and paying off credit cards, mortgages, student loans and other loans.

I loved it because it helped me visualize progress and get me through a period where paying off debt felt boring and slow and endless. Tracking everything in one place helped me keep track and see that I was making progress and it wasn’t pointless.

When you finally pay off debt you feel like a major winner too – you get a trophy! Heheh. I appreciated the tools included because you get a plan that works for you and then all you have to do is follow through.

How ReadyForZero Can Help You

If you’re in debt and want to be free, ReadyForZero can help you create a plan to pay off your debts. ReadyForZero has helped thousands of people now pay off thousands of dollars of debt and there are even Debt Movements to get people to pay off millions together. The main reason why I love this and point people towards it is because it’s free. It won’t cost you anything unless you choose the premium plans and you totally don’t have to (I didn’t).

Join ReadyForZero and take control of your debt! Enjoy the freedom!